摘要: A type of annuity that allows an employee to make contributions from his or her income into a retirement plan. The contributions are deducted from the employee's income and, as a result, the contribu[阅读全文:]
摘要: An insurance product that guarantees a periodic payment of a predetermined amount for a fixed term. Once the term has elapsed, these products are spent and offer no possibility of any future payments,[阅读全文:]
摘要: A trust created as a result of explicit instructions from a deceased's will.
Typically, the remaining estate of the deceased (trustor) will act as the body of the trust, and the executo[阅读全文:]
摘要: The pension fund for Japanese public sector employees. The GPIF pension fund is the largest in the world, with approximately $1.3 trillion (122 trillion yen) in assets under management as of 2009. The[阅读全文:]
摘要:
A form of retirement plan available only to selected company employees - usually key executives. Such plans are different from standard retirement plans in a number of ways:
1) They d[阅读全文:]
摘要: An individual retirement account (IRA) that allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred (no capital gains or dividend income[阅读全文:]
摘要: A benefit plan that is similar to a defined benefit plan since contributions are based on projected retirement benefits. However, unlike a defined benefit plan, the benefits provided to participants a[阅读全文:]
摘要: A mutual fund that focuses on the distribution of income and capital gains to fund holders. These funds are becoming more popular as our population ages because they are aimed at income replacement, [阅读全文:]
摘要: An insurance product that makes periodic payments to the annuitant until his or her death, at which point the payments stop completely. These products do not allow annuitants to designate a beneficiar[阅读全文:]
摘要: An annuity option where tax-deferred allowances are passed on to the beneficiaries, offering the beneficiaries more flexibility and control over maintaining the investment. Therefore, the beneficiary [阅读全文:]