摘要: An individual retirement account (IRA) that allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred (no capital gains or dividend income[阅读全文:]
摘要: A type of life insurance contract that provides for insurance coverage of the contract holder for his/her entire life. Unlike term life insurance, which covers the contract holder until a specified ag[阅读全文:]
摘要: A tax-free, non-reportable movement of assets between retirement plans.
Generally, transfers occur between similar types of plans: for instance, from a Roth IRA to a Roth IRA. There is n[阅读全文:]
摘要: The use of legal methods to modify an individual's financial situation in order to lower the amount of income tax owed. This is generally accomplished by claiming the permissible deductions and credi[阅读全文:]
摘要: A savings plan or account that is registered with the government and provides deferral of tax obligations. Tax-deferred savings plans may defer taxable income earned within the account either until wi[阅读全文:]
摘要: A type of annuity that allows an employee to make contributions from his or her income into a retirement plan. The contributions are deducted from the employee's income and, as a result, the contribu[阅读全文:]
摘要: An insurance product that can be purchased by a person with a serious, demonstrable health problem which will likely shorten the annuitant's life expectancy. A substandard health annuity is a type of[阅读全文:]
摘要: The action of one party, person or product being replaced by another that has become obsolete, incapacitated, retired or deceased. Ideally, a successor will fill the role of its predecessor, being ful[阅读全文:]
摘要: An organizational pension program created by a company for the benefit of its employees.
Also referred to as a "company pension plan".
Funds deposited in a superannuation accou[阅读全文:]
摘要: A non-qualified retirement plan for key company employees, such as executives, that provides benefits above and beyond those covered in other retirement plans such as IRA, 401(k) or NQDC plans. There [阅读全文:]