摘要: A practicing professional who helps individuals prepare a retirement plan. A retirement planner identifies sources of income, estimates expenses, implements a savings program and helps manage assets. [阅读全文:]
摘要: The amount that a Canadian taxpayer contributes to his or her RRSP. This amount can be deducted from the taxpayer's annual income to arrive at his or her taxable income for the year.
摘要: The maximum amount that the Canada Revenue Agency (CRA) allows a taxpayer to deduct from his or her personal income when calculating tax liability. The sum of contributions made to a taxpayer's perso[阅读全文:]
摘要: The person who receives the principal remaining in a trust account after all other required payments have been made, such as those to the beneficiary and expenses.
The remainder man may [阅读全文:]
摘要: The percentage of a worker's pre-retirement income that is paid out by a pension program upon retirement. In pension systems where workers get substantially different payouts due to their differing i[阅读全文:]
摘要: The date by which a qualified plan participant or IRA owner must begin receiving required minimum distributions from his or her retirement account.
This date occurs on April 1 following [阅读全文:]
摘要: A late-in-life career change. Recareering is not just a job change, but a move to a completely different career path. Money, power and prestige are prime motivators for many people switching careers, [阅读全文:]
摘要: The treatment of a contribution as being made to another type of IRA instead of the IRA to which the contribution was initially made.
For instance, an individual may make a participant c[阅读全文:]
摘要: A method used by individuals to minimize the tax burden of converting an IRA by recharacterizing Roth IRA-converted amounts back to a Traditional IRA and then converting these assets back to a Roth IR[阅读全文:]