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该分类下有324个词条 创建该分类下的词条 "Retirement-退休" 分类下的词条

Section 1035 Exchange
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摘要: A tax-free exchange of an existing annuity contract for a new one.

In order for the new contract to qualify as a Section 1035 Exchange, the policyholder must have exchanged his [阅读全文:]

Self-Directed IRA - SDIRA
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摘要:

A retirement account in which the individual investor is in charge of making all investment decisions. The self-directed IRA provides the investor with greater opportunity for asset diversification[阅读全文:]

Self-Directed RRSP
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摘要: A type of RRSP (Registered Retirement Savings Plan) whose owner determines the asset mix held in the trust. An RRSP is a Canadian retirement savings vehicle to which contributions are tax deductible o[阅读全文:]

Sequence Risk
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摘要: The risk of receiving lower or negative returns early in a period when withdrawals are made from the underlying investments. The order or the sequence of investment returns is a primary concern for th[阅读全文:]

Single-Life Payout
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摘要: One of two payout option methods an employer uses to distribute retirement benefits. At retirement, a retiree has the choice of either a single-life payout or a joint-life payout. A single-life payout[阅读全文:]

Single-Premium Deferred Annuity - SPDA
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摘要: A type of annuity contract that is established with a single lump-sum payment by the owner. The annuity then grows on a tax-deferred basis until annuitization. Single-Premium Deferred Annuities (SPDA)[阅读全文:]

Retirement
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摘要: When a person chooses to leave the workforce. The concept of full retirement – being able to permanently leave the workforce in old age – is relatively new, and for the most part only cult[阅读全文:]

Returnment
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摘要: The act of returning to work after one has retired from one's job. Returnment happens for many reasons: some people do it out of financial necessity, others because they find full-time retirement les[阅读全文:]

Reverse Mortgage
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摘要: A type of mortgage in which a homeowner can borrow money against the value of his or her home. No repayment of the mortgage (principal or interest) is required until the borrower dies or the home is s[阅读全文:]

Revocable Trust
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摘要: A trust whereby provisions can be altered or canceled dependent on the grantor. During the life of the trust, income earned is distributed to the grantor, and only after death does property transfer t[阅读全文:]