摘要: 1. An account created at a bank, brokerage firm or mutual fund company that is managed by an adult for a minor that is under the age of 18 to 21 (depending on state legislation).
2. A retireme[阅读全文:]
摘要:
A retirement plan that combines some of the characteristics of a 401(k) plan with those of a defined benefit (DB) plan. Funds can be voluntarily contributed to the DB(k) plan just as they can with [阅读全文:]
摘要: Taxes imposed by the federal and/or state government on someone's estate upon their death. These taxes are levied on the beneficiary that receives the property in the deceased's will; the tax amount[阅读全文:]
摘要: An account that postpones tax liabilities until a later date. Deferred accounts are usually retirement accounts
With a retirement account that is deferred, you don't pay tax on the contribution[阅读全文:]
摘要: A type of annuity contract that delays payments of income, installments or a lump sum until the investor elects to receive them. This type of annuity has two main phases, the savings phase in which yo[阅读全文:]
摘要: The ways in which people try to optimize their lifetime standard of living by ensuring a proper balance of spending and saving during the different phases of their life. Those who overspend and put of[阅读全文:]
摘要: 1. A beneficiary specified by an insurance contract holder who will receive the benefits if the primary beneficiary has died at the time the benefit is to be paid.
2. A beneficiary who is onl[阅读全文:]
摘要: A written instrument, such as a deed or lease, that transfers some ownership interest in real property from one person to another.
You are typically charged a conveyance tax on the trans[阅读全文:]
摘要: A formal arrangement between a company and its employees - or the employees' union - that provides funding for the employees' retirement. This pool of funds can be financed in several ways and will [阅读全文:]
摘要: A tax-deferred trust account created by the U.S. government to assist families in funding educational expenses for beneficiaries 18 years old or younger. While more than one ESA can be set up for a si[阅读全文:]